A merchant account allows you to accept credit cards. You will want this if you don't already have an account.
PayPal has no monthly fees and was originally designed for person-to-person transactions like those on eBay. You can use PayPal for your merchant accoun. This is a great way to get started and test the waters. But some will be offput by a PayPal shopping cart. It's a dead giveaway of a small operation. Nevertheless, this is a great service that can save you all those annoying monthly service fees. It's a free credit card acceptance servicesave for a modest fee for each transaction. Feel free to demo it by paying me.
Signup with PayPal by clicking on the following graphic.
* Also referred by Zoovy.com, httpme and Hood River WaterPlay
Call Bob Israel at (800) 397-0707 or e-mail him at email@example.com
Be sure to tell 'em that Scott See sent you.
Do NOT sign any leases, or non-cancelable contracts. Bob is one of the few that will show you how to do this.
I recommend asking the companies listed on the gateway page for merchant account provider recommendations. You will want to shop around for the best rates.